Whether collaborating with our team internally or working with your established professional relationships, we lead with the development of a truly holistic financial plan, not blanket product selection or investment recommendations. We help our clients identify and answer critical questions, such as:
Often times, financial professionals operate in silos, without a full picture of your financial needs, goals and resources. Our comprehensive approach allows us to analyze and advise on your entire financial situation. This way, we can help maximize income throughout retirement by also controlling taxes, fees and risk within our recommendations.
The holistic financial plan is an integrated approach to coordinating all key areas of your financial life, including:
The holistic advisors at VanWeelden Financial Group will regularly review each of these areas with the appropriately licensed team members to ensure everything is working together in synergy towards your specific goals.
To cover the many areas and attributes of the holistic plan, we have developed a systematic four-step process to avoid critical oversights when working to create and maintain your plan: we call this the holistic planning process.
A strategic, structured approach to bucketing assets for today's financial dangers and challenges.
One old way of investing for retirement was to keep a little pile of money at the bank and the rest of your money in a bigger pile of money in investments and hope that it would last a lifetime.
However, today market risk, interest rate risk and sequence of returns risk are the three biggest dangers facing investors at or near retirement, and a more sophisticated planning philosophy is essential to stretch retirement dollars to cover their many needs throughout the duration of retirement. For this purpose, we utilize The Bucket Plan philosophy to segment money into three different buckets, based on your investment time horizon, volatility tolerance and income needs.
8905 Cincinnati-Dayton Road, West Chester, OH 45069
1 - Tax preparation provided by certified tax preparers under EFIN #318841